Strategi Pengembangan Lembaga Keuangan Mikro UMKM dalam Peningkatan Daya Saing di Era Digital Kota Medan

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Eliyas Santi Bancin
Irna Rianti
Nurhalimah Tusa’diah Siregar
Muhammad Rhenz Nanda
Fitri Hayati

Abstract

This research aims to identify development strategies for MSME Microfinance Institutions (LKM) in Medan City to increase competitiveness in the digital era. The research method used is descriptive qualitative. The research results show that microfinance institutions need to carry out several strategies, such as: digital transformation towards a digital ecosystem, development of digital financial products and services, increasing digital literacy of MSMEs, collaboration with various related parties, and adaptation to applicable regulations.  By implementing these strategies, it is hoped that microfinance institutions can play a more effective role in supporting the growth and development of MSMEs in the digital era.

Article Details

How to Cite
Santi Bancin, E., Rianti, I., Tusa’diah Siregar, N. ., Nanda, M. R. ., & Hayati, F. . (2025). Strategi Pengembangan Lembaga Keuangan Mikro UMKM dalam Peningkatan Daya Saing di Era Digital Kota Medan. Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research, 2(1b), 2576–2584. https://doi.org/10.32672/mister.v2i1b.2967
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Articles
Author Biographies

Eliyas Santi Bancin, Universitas Islam Negeri Sumatera Utara

Jurusan Manajemen, Universitas Islam Negeri Sumatera Utara Medan

Irna Rianti, Universitas Islam Negeri Sumatera Utara

Jurusan Manajemen, Universitas Islam Negeri Sumatera Utara Medan

Nurhalimah Tusa’diah Siregar, Universitas Islam Negeri Sumatera Utara

Jurusan Manajemen, Universitas Islam Negeri Sumatera Utara Medan

Muhammad Rhenz Nanda, Universitas Islam Negeri Sumatera Utara

Jurusan Manajemen, Universitas Islam Negeri Sumatera Utara Medan

Fitri Hayati, Universitas Islam Negeri Sumatera Utara

Jurusan Manajemen, Universitas Islam Negeri Sumatera Utara Medan

References

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